Anthony Garone
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Commitment Debt Audit

For when open obligations, old promises, and possible futures are creating drag.

The exercise

Open options feel like freedom until they become debt.

List every open commitment, obligation, idea, possible project, promise, or recurring expectation currently taking mental space. Include work, family, creative work, money, health, social obligations, “maybe someday” projects, identities you are maintaining, and private promises you made to yourself.

For each item, mark one of the following: keep, kill, complete, delegate, renegotiate, or decide by a specific date.

  1. Which commitments are real?
  2. Which are imaginary but still draining you?
  3. Which did you accept to avoid disappointing someone?
  4. Which did you keep open to preserve an identity?
  5. Which are no longer aligned with your actual life?
  6. Which one, if removed, would create immediate relief?
  7. Which one, if honored, would create immediate integrity?
Completion promptThe commitment I most need to end or renegotiate is ________. The commitment I most need to honor is ________.
Use this with AI

If you use ChatGPT, Claude, or another AI tool, paste your completed answers below this prompt to help organize your thinking.

I completed the Commitment Debt Audit. Help me see where my commitments no longer match my capacity, values, or current season.

Look for:
1. Which commitments are clean, which are stale, and which are quietly draining attention.
2. What I may need to end, renegotiate, delegate, or honor more fully.
3. Where guilt, image, or inertia may be keeping something alive.
4. The cleanest next conversation or decision.

Do not make this harsh. Do not optimize my life like a spreadsheet. Be direct, practical, and concise.

Here are my answers:

If this creates clarity but not movement

That is useful information. Sometimes the problem is not that you need more analysis. It is that the next step requires pressure, counsel, and a conversation with someone outside the situation.

If you want to inquire about a Clarity Session, send a short note with the completed exercise and a few sentences about why this matters now.

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